Terms of Use
이 웹사이트는 고객들의 편의를 위해서 제작된 것으로 차티스 IS 김도형(AHA IS 김도형) 소유의 정보자산으로 불법복사를 금합니다. 
차티스 IS 김도형(AHA IS 김도형)은 이 웹사이트 및 관련 사이트들의 서비스와 자료 및 기타 정보물을 제공함에 있어 그 시점에 다소 차이가 있을 수 있으므로 그 정확도에 대해서는 보장하지 않으며, 제공된 서비스 및 자료들로 인하여 발생하는 어떠한 문제점도 책임을 지지 않습니다.
또한 이 사이트에서 소개하는 상품은 한국 내에서만 판매됨을 알려드립니다.
이 사이트에 대하여 의문점이 있으신 분들은 ssitem@hanmail.net로 문의해주시기 바랍니다.

Conditions of Use By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided "as is" and without warranties of any kind either expressed or implied and American International Group, INC. And its subsidiaries and affiliates (collectively, "차티스") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. 차티스 does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. 차티스 does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not 차티스) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; Please refer to the actual policy or the relevant product or services agreement.
This website may be linked to other websites which are not maintained by 차티스. 차티스 is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by 차티스 of the websites or the content thereof.

Limitation of Liability
While 차티스 uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, 차티스 makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall 차티스 or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if 차티스 or an 차티스 authorized representative has been advised of the possibility of such damages. In no event shall 차티스's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. 차티스 also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

Restrions on Use of Materials
This website is owned and operated by 차티스. Except as otherwise expressly permitted by 차티스, no materials from this website or any website owned, operated, licensed or controlled by 차티스 may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without 차티스's written permission. 차티스 neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

Juridictional Issues
Unless otherwise expressly set forth herein, 차티스 makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.
Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by 차티스.
No security, insurance product or other product or service is offered or will be sold by 차티스 or, if sold by 차티스, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

Ownership of Infomation
Any information, other than personal data or information, you transmit to 차티스 via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of 차티스. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. 차티스 is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to 차티스 via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

Trademarks and Copyrights
All trademarks, services marks, trade names, logos, and icons are proprietary to 차티스. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of 차티스. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, 차티스. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by 차티스. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.


You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. 차티스 does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by such export controls laws and regulations.

트래블가드 여행보험 - 유학생 프로그램 보장내용 개인정보보호정책 서비스이용약관
  주소 : 대구광역시 수성구 범어동 MBC방송국빌딩 16층 차티스(CHARTIS)대구지점
사업자번호 : 201-84-30427 ㅣ 전화 010-8532-6111ㅣ FAX 0505-505-2797
Copyright(c)2005~2011 김도형. All rights reserved / Last updated : 2011. 5. 1.
손해보험광고심의위원회 심의필 제2011-1389호(2011. 5. 9)